Workplace safety helps protect employees, profits, and operations. That’s why it should always be top of mind. Start following these five workplace safety tips now. Develop a safety plan. A well-defined safety plan lays the foundation for a secure workplace. Start by assessing potential hazards in each department and outlining safety measures tailored to specific … Read more
Renewing your business insurance is a chance to ensure your coverage keeps up with your evolving needs. As your business grows, so can your risks, making it essential to review, reassess, and possibly adjust your insurance policy each year. We’re breaking down the key steps in the business insurance renewal process so you can feel … Read more
Your relationship with your insurance agent is an important one. They’ll be protecting your most cherished and valuable assets. Wondering how to choose an insurance agent? Here are six questions you can ask to make sure they’re the one. Are you a direct/captive agent or an independent agent? Agents who represent only one insurance company … Read more
Knowing when to hire a contractor can make a big difference in the outcome of your home project. While some tasks can be done by yourself for less time or money, others require the expertise and credentials of someone who does them for a living. Have home projects on the horizon? See six instances when … Read more
Tow truck companies face unique risks—from navigating road hazards to handling damaged vehicles—that require tailored strategies to manage liability and reduce insurance claims. Why does this matter? Expensive claims can lead to increased premiums or even jeopardize your coverage. You can protect your business, employees, and insurance providers by implementing proactive loss control measures. Read … Read more
As a tow truck business owner, you face unique risks—from road accidents to damaged vehicles during towing. The right tow truck insurance is critical to keeping your operations protected, compliant, and profitable. In this article, Jason McConkey, director of transportation underwriting at Central Insurance, shares six types of essential tow truck insurance coverages your business … Read more
Insuring your business property isn’t just about compliance—it’s also about peace of mind. Whether you’re a property owner safeguarding your investment or a tenant protecting your space and assets, building insurance prepares you for the unexpected. In this article, Anne Russo, director of small business underwriting at Central Insurance, simplifies the complexities of property insurance—from … Read more
Operating a food truck is a unique and rewarding business, but it also comes with its own set of risks. From truck accidents to equipment malfunctions and food safety concerns, the unpredictable nature of mobile food service requires comprehensive protection. Understanding your insurance coverage is key to safeguarding your business and keeping it running smoothly. … Read more
For contractors, commercial general liability (CGL) insurance plays a vital role in managing risks that arise on a job site. Nearly all construction contracts require contractors to have CGL insurance to protect against bodily injury or property damage claims. This coverage protects your business from significant financial and legal risks that could jeopardize your projects. … Read more
Mistakes are inevitable in any line of work, and contractors are no exception. While contractors strive for perfection, errors happen—whether miscalculating measurements, ordering the wrong materials, or missing crucial design details. “Every contractor will eventually make a mistake that could result in financial losses,” says Thomas McMillan, commercial lines staff underwriter at Central Insurance. “Errors … Read more