Contractors Errors and Omissions (E&O) insurance is essential protection for contractors. Unlike general liability insurance, which focuses on bodily injury and property damage, E&O insurance fills a crucial gap by covering issues like design errors, faulty workmanship, or failures to meet specifications. We recently explored the basics of E&O and what makes it a vital … Read more
Fleet driving safety isn’t just for businesses with dozens of vehicles. Whether your business operates a single truck or manages a fleet of hundreds, you face risks that a robust fleet safety program can help address. The principles of fleet safety apply universally, regardless of the number of vehicles. Driver Selection: The Foundation of Fleet … Read more
Food trailer businesses are among the fastest-growing dining concepts in the country. They’re driven by their affordability, versatility, and increasing preference among young people for unique experiences over traditional brick-and-mortar restaurants. For these reasons, it’s unsurprising the U.S. is home to nearly 53,000 food trucks as of 2023 and growing at 18.4% per year. Whether … Read more
Pet stores inherently face various risks, from pet food recalls and accidental dog bites to injuries involving employees and customers. However, with $147 billion spent on pets in 2023, that risk may be worth the reward as a new pet store owner. So many different risk scenarios make comprehensive pet store insurance coverage essential for … Read more